collagePrequalifying for your loan means that you will be able to get an idea of how much money you can borrow and what that would cost you in terms of monthly payments. The process is easy and only takes minutes! You can also get a prequalification letter that shows how much money you qualify for and what it will cost based on current interest rates. In this article, we review the aspects of college ave student loans credit score requirements, college ave prequalify, college ave student loans interest rates, college ave payment, and college ave student loans refinance.
College ave student loans is a private loan lender that offers low interest rates, flexible repayment terms and multiple repayment options for students with good credit. College ave student loans also offer prequalification to all prospective borrowers who are seeking financial assistance. Read on to know more about college ave student loans credit score requirements, college ave prequalify, college ave student loans interest rates, college ave payment, and college ave student loans refinance.
college ave student loans credit score requirements
We begin with college ave student loans credit score requirements, then college ave prequalify, college ave student loans interest rates, college ave payment, and college ave student loans refinance.
College Ave is a great place to get a loan, but they do have some credit score and debt-to-income ratio requirements.
You’ll need to have a credit score in the mid-600s, and up to a 90% debt-to-income ratio is accepted, though it can vary based on other application criteria. Applicants should generally demonstrate several years of credit history with multiple positive accounts. Co-signers are accepted.
If you don’t meet these qualifications, don’t worry! Just call us at [phone number] and we’ll help you figure out what your options are for getting the money you need to go back to school.
college ave prequalify
Now we consider college ave prequalify, college ave student loans interest rates, college ave payment, and college ave student loans refinance.
Have you ever applied for a loan and been denied because of your credit score? Or have you ever been turned down for a car loan, or a credit card, even though you knew you were qualified?
If so, then College Ave Student Loans is here to help. We offer a pre-qualification tool where you can see if your credit is likely to qualify prior to applying. This is an example of a soft inquiry that does not affect your credit score.
Our prequalification tool is completely free, and there’s no obligation to apply once you get your results. All we want to do is give you the information you need to make good financial decisions!
college ave student loans interest rates
More details coming up on college ave student loans interest rates, college ave payment, and college ave student loans refinance.
Interest rates and terms
College Ave has one discount: You can save 0.25 percent by setting up autopay. The rates below include this discount.
| Loan product | Variable rate | Fixed rate |
|---|---|---|
| Undergraduate student loans | 0.94% to 11.98% APR | 3.24% to 12.99% APR |
| Graduate student loans | 1.99% to 10.97% APR | 4.49% to 11.98% APR |
| Dental school loans | 1.99% to 10.45% APR | 4.49% to 11.46% APR |
| Law school loans | 1.99% to 10.45% APR | 4.49% to 11.46% APR |
| Medical school loans | 1.99% to 10.45% APR | 4.49% to 11.46% APR |
| MBA loans | 1.99% to 10.45% APR | 4.49% to 11.46% APR |
| Health professions loans | 1.99% to 10.45% APR | 4.49% to 11.46% APR |
| Parent loans | 0.94% to 11.98% APR | 3.24% to 12.99% APR |
| Career loans | 0.94% to 12.99% APR | 3.24% to 13.95% APR |
| Student loan refinancing | 3.44% to 6.64% APR | 3.49% to 6.74% APR |
Fees and penalties
College Ave does not charge an origination fee. It may charge you a late fee, but it doesn’t specify the amount.
college ave payment
Repayment terms and grace period
Each of College Ave’s products feature different term options. Undergraduate, graduate, MBA and career loans have the option of five, eight, 10 or 15 years. Dental, law and medical school loans have an additional 20-year option. Parents can choose any term between five and 15 years, and people looking to refinance can choose any term between five and 15 years.
College Ave’s grace period is six to 36 months, depending on the type of loan you take out. Repayment options include:
- Deferred: Make no principal or interest payments while in school.
- Interest-only: Pay only monthly interest charges while in school.
- Flat: Pay a set $25 per month while in school.
- Full principal and interest: Make full principal and interest payments as soon as school starts.
college ave student loans refinance
College Ave offers student loan refinance options that can seriously reduce your monthly payments and even the total cost of your loan. With low fixed or variable interest rates, no application or origination fees, and even lower interest rates when you sign up for auto-pay, we have student loan refinance options designed to reduce your stress level.
Whether you want to take advantage of our refinancing services or would rather just get a better interest rate on the loans you already have in place, we’ve got you covered. We know that getting a good handle on your student loans can be difficult—especially when there are so many options available on the market today. But don’t worry: we’re here to help make this process as easy as possible for you!
College Ave is more than just a student loan refinancing company. We’re a family of people who care about each other and want to see you reach your dreams, no matter how big or small they are.
That’s why we’ve designed our student loan refinancing options with you in mind. We know that paying back those loans can be stressful—and we want to make it as easy as possible for you. That’s why we offer:
- Low fixed or variable interest rates
- No application or origination fees
- Lower interest rates when you sign up for auto-pay
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