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What Is Psychology?

Psychology is the study of human mental processes and behavior. It’s a social science that has many subfields, like social psychology, forensic psychology and evolutionary psychology. This article explores psychology subfields and career options, such as clinical psychology and school psychology.View Schools

The Study of Psychology

The term ‘psychology’ comes from Greek, and it means ‘study of the mind.’ According to the American Psychological Association, psychology is the study of the interactions between our environment and our thoughts. Psychologists conduct research in areas like these:

• Perception
• Emotion
• Social behavior
• Cognition

Important Facts About Psychologists

Source: U.S. Bureau of Labor Statistics

What is a fully-funded Ph.D. Program?

There was once a golden era when a Doctor of Philosophy (Ph.D.) was a sure ticket to success. Money and job longevity were taken for granted by those with the gumption to complete the rigorous course work and the original research expected of this terminal degree. As academic markets constrict, however, many doors in teaching and scholarship close, leaving newly-minted Ph.D. s to fend for themselves in business and non-profit employment. The last thing they need is student debt, a grim reality that makes a fully-funded Ph.D. all the more attractive.’

Tuition and Fees

The first primary component of what constitutes a fully funded Ph.D. program is the remission of tuition and fees. Tuitions are formulated by universities according to credit hour. The amount of tuition money per hour is an index of enrollment; human resources and infrastructure; and support from the state (for public colleges). Fees, on the other hand, are charged according to administrative costs incurred by the institution and passed on to the student. A fully funded Ph.D. program requires no payment from the student because costs are covered by a benefactor or endowment.

Living Stipend

The principal idea behind a fully-funded Ph.D. program is to focus the graduate student entirely on his or her academic work. Unless room and board are accounted for—or the student is independently wealthy—the cost of living might have to be covered by outside employment, thus dividing both available time and attention. This is why housing, meals, necessities and transportation are factored in when the doctoral program is fully funded. Hence most programs pay a stipend to cover the basic expenses of living. While the stipend usually provides adequately, it will in no way support a luxurious lifestyle.

Health Insurance

In many ways, a fully funded Ph.D. program is a full-time job, with the student often working overtime at night and on weekends. Accordingly, the college or university of matriculation will treat the student as an investment, making sure neither illness nor injury thwarts the attainment of the coveted terminal degree. A doctoral student may receive the benefit of student health insurance (at no expense) or—if holding a teaching or research assistantship—may qualify for more generous employee health benefits. Either way, doctoral candidates are reasonably assured that their continued matriculation will not be threatened by burdensome medical bills.

When Does Funding Run Out?

Surveying fully funded Ph.D. programs online reveals that most expect their students to complete the doctorate—particularly in the liberal fine arts—in about five years. As often as institutions of higher education praise knowledge for its own sake, few have the space or the patience for eternal students. As long as graduate students maintain good academic and behavioral standing at their institutions, they can enjoy full funding for those years, provided matriculation remains uninterrupted. Of course, legitimate exceptions happen and many universities will negotiate additional time if need be.

Full funding can be, alas, a matter of opinion. Graduate fellowships and other comprehensive financial support vehicles do not always estimate accurately the cost of studying full-time. When this happens, many pre-doctoral students borrow, incurring sometimes crushing debt. It begs the question: What is a fully funded Ph.D. program?

Fully Funded Psychology PhD Programs In USA

Columbia University, PhD in Psychology (New York, NY): All students accepted to the five-year program receive a fellowship, which supports tuition, health and insurance fees, and an annual stipend through the fifth year, provided that they maintain good academic standing.

New York University (NYU), PhD in Psychology (New York, NY): All admitted PhD students are guaranteed 5 years of funding (4 years for those with a Master’s degree). The award package typically includes a full tuition scholarship, comprehensive health insurance and a stipend.

Northwestern University, PhD in Psychology (Evanston, IL): All admitted PhD students receive full funding, including tuition and a stipend, for 5 academic years and 4 summers.

Harvard University, PhD in Psychology (Cambridge, MA): All admitted PhD students are provided with fellowship packages with up to 6 years of tuition, 3 years of 10-month support, 4 summers of research fellowships, and the guarantee of a Teaching Fellowship for the 3rd and 4th years. Depending on their advisor’s funds, students may also be supported as a Research Assistant in addition to, or as an alternative to, a Teaching Fellowship.

University of Liverpool, Doctorate in Clinical Psychology (Liverpool, UK): Available to EU citizens only, the Doctorate in Clinical Psychology is a 3-year full-time programme fully funded by the National Health Service (NHS). Trainees are registered postgraduate students in the Faculty of Health and Life Sciences and employed within Mersey Care NHS Trust.

University of Maryland, PhD in Psychology (College Park, MD): All admitted PhD students are given assistance in the form of a fellowship or graduate assistantship for the first 5 years, which includes tuition remission of up to 10 credits per semester.

Rutgers University, PhD in Psychology (Piscataway, NJ): All admitted PhD students are guaranteed 5 years of funding (3 years for those with a Master’s degree), provided they remain in good standing. Financial aid covers tuition and includes a 10-month stipend or salary. Additional summer funding is available through teaching or grant funding.

University of Vermont, PhD in Psychology (Burlington, VT): The Department of Psychological Science attempts to fund all of its eligible full-time graduate students for at least 5 years, and has successfully since the inception of the PhD program in 1965.