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The current costs of medical school have students eagerly searching for the cheapest medical schools in North America. Believe it or not, but you have the power to decide how much you want to spend on your medical school education. How? In this blog, you will learn the factors that determine tuition costs. I will help you choose a medical school that is NOT going to bankrupt you. Finally, I will provide you with lists of the cheapest DO vs MD schools for in-state and out-of-state students, as well as a complete list of Canadian schools ranked from lowest to highest tuition cost!
Public vs Private
While many public and private medical schools in the US have comparable tuition costs, it’s important to understand the distinction between them. Annual tuition of public medical schools can range between US$20,000 to almost US$100,000, depending on the school and your residency status. In-state medical students pay lower medical school tuition costs compared to their out-of-state counterparts. Additionally, you should be aware that when comparing in-state and out-of-state applicants of the same caliber side-by-side, many public medical schools will give preference to in-state applicants. The reasons for this will be discussed below.
Private institutions do not pay attention to applicants’ residency status. In-state and out-of-state applicants tend to have the same chances of acceptance. Based on the most recent data, out-of-state matriculants make up over 75% of cohorts at the Ivy League medical schools, all of which are private. Additionally, in-state and out-of-state students pay the same tuition in private medical schools.
Based on the above information, you might be wondering whether you should apply to public or private schools. The choice is obviously up to you, but keep these considerations in mind:
- The state subsidizes part of tuition in public schools. This is why in-state applicants, i.e. the taxpayers and people intimately connected to this state, are favored. Public schools can be significantly less expensive for in-state students. If you are a resident of a state that has a number of public medical schools, like Texas, California, New York, Pennsylvania, or Illinois, you should really consider applying in-state.
- Private medical schools treat all applicants equally. Your residency status is not considered and therefore you do not have to worry about this dichotomy.
- If you are considering applying to DO vs MD schools, you should know that the majority of DO schools are private. Tuition costs in DO and MD schools are comparable.
Unlike its neighbors to the south, Canada does not have private medical schools. All 17 medical schools in Canada are public. This results in many of these schools being averse to accepting out-of-province applicants. This is especially true for provinces with only one medical school, such as British Columbia, Manitoba, Saskatchewan, Nova Scotia, and Newfoundland. These provinces protect the interests of their residents and taxpayers, so getting into these medical schools is practically impossible for out-of-province students. However, some medical schools in Ontario welcome out-of-province students and disregard their residency status – however, I should also mention that Ontario medical schools also have the highest tuition costs in Canada.
In-State vs Out-of-State
Your residency status determines what kind of medical school tuition you will pay in public institutions. The difference between in-state vs out-of-state tuition can be tremendous depending on the state where the medical school is located. According to an AAMC poll, 48% of medical school applicants consider the location of medical school when choosing which school to attend. While the students admitted that urban, rural, or suburban setting of the schools may affect their choice, they were mostly concerned about whether the medical schools they were applying to or choosing to attend were in-state or out-of-state – 44% of voters indicated this as their primary concern with regards to location.
This concern is not surprising. Applying in-state has a lot of advantages. Firstly, medical school acceptance rates show that many medical schools give preference to in-state applicants. This is because in-state students are more likely to stay and practice medicine in their home state, where they graduate medical school and form important professional connections. Secondly, there are schools that do not even accept out-of-state applicants. These are few and far between, but they exist. Thirdly, the cost of attending a public in-state school will always be lower than the costs for out-of-state students.
There are states that actively protect the medical and educational needs of their own residents. For example, the state of Texas even has its own medical school application system, the Texas Medical and Dental Schools Application Service (TMDSAS). They give unprecedented advantage to in-state applicants. Not only is it difficult to get in if you’re an out-of-state applicant but proving your Texas residency is also a tedious and tricky procedure if you wish to qualify as an in-state applicant. Texas has some of the cheapest medical schools in the US for both in-state and out-of-state students, so it is an attractive option for many medical school hopefuls. And while it is difficult to qualify as a Texas resident, it is possible to still get in as an out-of-state candidate and pay some of the cheapest tuition in the US.
You might be wondering how you can increase your acceptance chances as an out-of-state applicant. No doubt, the US is full of out of state friendly medical schools – look them up. Your number one priority should be figuring out if you are a good fit for the schools to which you are applying. Firstly, make sure your GPA and MCAT score at least match those of the previous year’s matriculants. Secondly, make sure that your professional and personal interests can relate to the school’s mission and overall education strategy. If your out-of-state school of choice focuses on research, reflect if your professional background demonstrates your interest in scientific research. If your school of choice openly promotes the importance of diversity and inclusion, it is very important to demonstrate your personal and professional dedication to these values. While being an out-of-state applicant to publicly funded medical schools is challenging, it is not impossible to get in.
If getting into medical school in your own state is much easier, why would anyone choose to attend school out of state?
With over 180 medical schools all over the country, you might be surprised to learn that some US states do not have their own medical schools. In this case, prospective medical students must look to apply as out-of-state applicants. There are also states like New Hampshire with a single, perfectly good medical school, Geisel School of Medicine, which has an overall success rate of 1.1%. As you can imagine, many residents of New Hampshire who want to attend medical school are also likely to apply to and eventually attend an out-of-state school. Remember, if you are applying to 10 or 15 schools in one application cycle, you are bound to apply to a few out-of-state schools.
So, should you apply to out-of-state public medical schools considering they are more expensive and more restricted to out-of-state applicants? Yes, you should. While location and cost are important considerations in choosing which medical school to attend, you must also consider the school’s mission and your own goals when you choose where to apply. Acceptance rates for out-of-state applicants in public medical schools vary from state to state, but you should know that over 39% of last year’s matriculants into US allopathic medical schools had out-of-state residency status.
If you are interested in applying to medical schools in Canada, keep in mind that most provinces do not have different tuition costs for out-of-province students. Medical schools in Quebec are the only exception to this rule. Out-of-province and international students pay higher tuition fees in these schools, but they are still cheaper than most tuition costs in Canada and the United States. Instead of asking for higher tuition, medical schools in Canada make the application process for out-of-province applicants more difficult. In some schools, out-of-province applicants have almost no chance of acceptance.
If you are an American applying to Canadian medical schools that accept US students, you will pay international tuition fees. However, keep in mind that your tuition costs as an international student in Canada will be lower or comparable to tuition costs in private US medical schools or as an out-of-state resident in public schools.
Want to learn more about out of state friendly medical schools? Check out our video:
Year of Study
The cost of attending medical school also depends on the year of study. In some medical schools, the cost of tuition fluctuates based on the year you’re in, tools you may need, exams you may need to complete, or textbooks you may require. While these changes are insignificant in most schools, you should still budget for them in your 4-year plan.
The first two pre-clerkship years tend to be cheaper than clerkship years. During clerkship and elective rotations, the tuition might not change significantly, but your personal expenditures will. For example, while during pre-clerkship years you can use public transit to get to and from school every day, using public transit can become problematic during clerkships. Traveling between rotations can become tricky if you do not own a car. Not only are you sometimes required to travel across town to get to your rotation on time, but your schedule may dictate you to show up for rotations at a time when public transit is limited or completely out-of-service, e.g. early hours of the morning or very late at night. Spending most of your day on a bus or a subway can be a bearable experience, but not when you are stressing out about making it to your rotation on time. Car costs are expensive, so make sure to budget for this option when you are planning how to pay for medical school.
With rotations, come ridiculously early mornings, long afternoons, late nights, and unexpected changes in your schedule. You may think that you will have enough time to travel home to have dinner, but a sudden schedule change can cancel your plans. Students tend to spend a lot more money on take-out and eating out during the last two years of medical school. You might find this trivial, but even buying a cup of coffee a day adds up over four years, so be mindful of your spending.
You must also remember that the last two years of medical school are a launching pad for your residency years. There will be a lot of residency application costs and other related expenditures that you must consider.
Cheapest Medical Schools (MD) for In-State Students
*The following list ranks US MD medical schools with the lowest annual tuition costs for in-state students. You can organize the table from lowest to highest tuition costs by clicking on the “Tuition” category at the top of the table.
Select fields:
School
Tuition
Cheapest Medical Schools (MD) for In-State Students
| School | Tuition |
|---|---|
| Baylor College of Medicine | $19,425 |
| Charles E. Schmidt College of Medicine at Florida Atlantic University | $28,111 |
| East Carolina University (Brody) (NC) | $20,252 |
| Florida State University College of Medicine | $22,408.12 |
| Louisiana State University School of Medicine in Shreveport | $32,936.95 |
| Marshall University (Edwards) (WV) | $23,904 |
| McGovern Medical School at the University of Texas Health Science Center at Houston | $17,872 |
| Medical College of Georgia at Augusta University | $28,358 |
| Michigan State University College of Human Medicine | $30,138 |
| Texas A&M University | $20,770 |
| Texas Tech University Health Sciences Center | $16,717 |
| Texas Tech University Health Sciences Center Paul L. Foster School of Medicine, El Paso | $16,498 |
| The Ohio State University College of Medicine | $32,722 |
| University of Central Florida College of Medicine | $25,490.80 |
| University of Cincinnati College of Medicine | $32,980 |
| University of Mississippi School of Medicine | $31,196 |
| University of Nevada, Reno School of Medicine | $28,810 |
| University of New Mexico School of Medicine | $15,328 |
| University of Oklahoma Health Sciences Center | $31,082 (Oklahoma City), $31,082 (Tulsa) |
| University of South Alabama College of Medicine | $17,670 |
| University of Texas Health Science Center—San Antonio | $16,921.43 |
| University of Texas Medical Branch School of Medicine | $20,271 |
| University of Texas Rio Grande Valley School of Medicine | $19,639 |
| University of Texas Southwestern Medical Center | $20,453 |
| University of Texas at Austin Dell Medical School | $21,087 |
*Kaiser Permanente School of Medicine: tuition fee waived for entering classes between 2020- 2024.
*New York University Long Island School of Medicine: tuition fee waived for three years.
Cheapest Medical Schools (MD) for Out-of-State Students
*The following list ranks US MD medical schools with the lowest annual tuition costs for out-of-state students. You can organize the table from lowest to highest tuition costs by clicking on the “Tuition” category at the top of the table.
Select fields:
School
Tuition
Cheapest Medical Schools (MD) for Out-of-State Students
| School | Tuition |
|---|---|
| Baylor College of Medicine | $32,525 |
| Florida State University College of Medicine | $32,905.90 |
| Howard University | $48,400 |
| Marshall University (Edwards) (WV) | $54,772 |
| McGovern Medical School at the University of Texas Health Science Center at Houston | $26,125 |
| Morehouse School of Medicine | $45,208 |
| Pennsylvania State University College of Medicine | $50,960 |
| Texas A&M University | $ 33,870 |
| Texas Tech University Health Sciences Center | $29,817 |
| Texas Tech University Health Sciences Center Paul L. Foster School of Medicine | $31,370 |
| University of California, Davis, School of Medicine | $54,172 |
| University of California, Irvine, School of Medicine | $53,712 |
| University of California, Riverside School of Medicine | $54,782 |
| University of California, San Diego School of Medicine | $54,582.98 |
| University of Central Florida College of Medicine | $52,364.40 |
| University of Cincinnati College of Medicine | $51,244 |
| University of Florida College of Medicine | $49,390 |
| University of New Mexico School of Medicine | $44,023 |
| University of South Alabama College of Medicine | $41,192 |
| University of Texas Health Science Center—San Antonio | $41,548 |
| University of Texas Medical Branch School of Medicine | $34,981 |
| University of Texas Rio Grande Valley School of Medicine | $32,739 |
| University of Texas Southwestern Medical Center | $33,553 |
| University of Texas at Austin Dell Medical School | $35,406 |
| Wright State University Boonshoft School of Medicine | $54,342 |
*Kaiser Permanente School of Medicine: tuition fee waived for entering classes between 2020- 2024.
*New York University Long Island School of Medicine: tuition fee waived for three years.
Cheapest DO Medical Schools for In-State Students
*The following list ranks US DO medical schools with the lowest annual tuition costs for in-state students. You can organize the table from lowest to highest tuition costs by clicking on the “Tuition” category at the top of the table.
Select fields:
School
Tuition
Cheapest DO Medical Schools for In-State Students
| School | Tuition |
|---|---|
| Arkansas College of Osteopathic Medicine (ARCOM) | $43,000 |
| Edward Via College of Osteopathic Medicine (VCOM) | $46,500 |
| Lake Erie College of Osteopathic Medicine (LECOM) | $33,180 |
| Michigan State University College of Osteopathic Medicine (MSUCOM) | $46,110 |
| Ohio University Heritage College of Osteopathic Medicine (OU-HCOM) | $36,342 |
| Oklahoma State University Center for Health Sciences College of Osteopathic Medicine (OSU-COM) | $25,796 |
| Rowan University School of Osteopathic Medicine (RowanSOM) | $41,339 |
| University of North Texas Health Science Center at Fort Worth, Texas College of Osteopathic Medicine (UNTHSC/TCOM) | $13,079 |
| West Virginia School of Osteopathic Medicine (WVSOM) | $21,472 |
| William Carey University, College of Osteopathic Medicine (WCUCOM) | $44,000 |
Cheapest DO Medical Schools for Out-of-State Students
*The following list ranks US DO medical schools with the lowest annual tuition costs for out-of-state students. You can organize the table from lowest to highest tuition costs by clicking on the “Tuition” category at the top of the table.
Select fields:
School
Tuition
Cheapest DO Medical Schools for Out-of-State Students
| School | Tuition |
|---|---|
| Arkansas College of Osteopathic Medicine (ARCOM) | $43,000 |
| Campbell University Jerry M. Wallace School of Osteopathic Medicine (CUSOM) | $50,600 |
| Edward Via College of Osteopathic Medicine (VCOM) | $46,500 |
| Kansas City University of Medicine and Biosciences College of Osteopathic Medicine (KCU-COM) | $48,910 |
| Lake Erie College of Osteopathic Medicine (LECOM) | $35,757 |
| Liberty University College of Osteopathic Medicine (LUCOM) | $47,000 |
| Marian University College of Osteopathic Medicine (MU-COM) | $50,900 |
| University of North Texas Health Science Center at Fort Worth, Texas College of Osteopathic Medicine (UNTHSC/TCOM) | $28,766 |
| University of Pikeville – Kentucky College of Osteopathic Medicine (UP-KYCOM) | $47,420 |
| William Carey University, College of Osteopathic Medicine (WCUCOM) | $44,000 |
Canadian Schools Ranked from Lowest to Highest Tuition Cost
*Only medical schools in Quebec have a difference in tuition between in-province and out-of-province students.
Select fields:
School
Tuition
Canadian Medical School Tuition
| School | Tuition |
|---|---|
| Cumming School of Medicine | $16,063.02 |
| Dalhousie Medical School | $23,000.46 |
| Laval University Faculty of Medicine | $4,070 (in-province) & $12,550 (out-of-province) |
| McGill University Faculty of Medicine | 5,508.09 (in-province) & 17,191.44 (out-of-province) |
| McMaster University Michael G. DeGroote School of Medicine | $26,126.64 |
| Memorial University Faculty of Medicine | $14,250 |
| Northern Ontario School of Medicine | $24,173.90 (Lakehead) & $24,380.34 (Laurentian) |
| Queen’s University School of Medicine | $27,483 |
| Schulich School of Medicine | $25,456 |
| UCB Medical School | $18,472.69 |
| University of Alberta Faculty of Medicine & Dentistry | $12,887.20 |
| University of Manitoba Max Rady College of Medicine | $10,800 |
| University of Montreal Faculty of Medicine | $3,601 (in-province) & $11,193 (out-of-province) |
| University of Ottawa | $28,500 |
| University of Saskatchewan College of Medicine | $17,998 |
| University of Sherbrooke Faculty of Medicine and Health Sciences | $4,767 (in-province) & $12,285 (out-of-province) |
| University of Toronto | $24,835.40 |
Top 10 Cheapest Medical Schools in the US
Medical school is expensive — and it costs more than ever before. According to data published by the Association of American Medical Colleges (AAMC), the average cost of medical school for a resident in 2012-2013 was $30,192 and $52,893 for a non-resident. But the average medical school cost today has jumped to $41,438 for residents and $58,246 for non-residents.
This explains why so many medical students are graduating with massive debt. The average medical school debt is currently hovering right around the $200,000 mark.
But if you choose your medical school carefully, you could save a lot of money during medical school and hopefully graduate with fewer student loans.
op 10 cheapest medical schools
If you’re looking to save money on medical school tuition and fees, these are the 10 cheapest medical schools in the U.S., based on AAMC data.
- University of Texas Southwestern Medical Center
Tuition, fees and health insurance (resident): $23,538
Tuition, fees and health insurance (non-resident): $36,638
margaret-hunt-hill-bridge-dallas-texas-skyline
- University of Texas Health Science Center at Houston
Tuition, fees and health insurance (resident): $22,596
Tuition, fees and health insurance (non-resident): $32,212
downtown-houston-texas-aerial-view
- University of New Mexico
Tuition, fees and health insurance (resident): $21,180
Tuition, fees and health insurance (non-resident): $50,708
cheapest medical schools
- University of Texas Health Science Center at San Antonio
Tuition, fees and health insurance (resident): $21,125
Tuition, fees and health insurance (non-resident): $36,2533
san-antonio-texas-riverwalk
- University of Texas Rio Grande Valley
Tuition, fees and health insurance (resident): $20,802
Tuition, fees and health insurance (non-resident): $33,902
cheapest medical schools
- University of Austin
Tuition, fees and health insurance (resident): $20,268
Tuition, fees and health insurance (non-resident): $34,030
university-of-austin-sign
- Texas A&M University
Tuition, fees and health insurance (resident): $19,308
Tuition, fees and health insurance (non-resident): $32,408
cheapest medical schools
- Texas Tech Health Sciences Center, El Paso
Tuition, fees and health insurance (resident): $18,838
Tuition, fees and health insurance (non-resident): $31,938
El-Paso-Texas
- Texas Tech University
Tuition, fees and health insurance (resident): $18,808
Tuition, fees and health insurance (non-resident): $31,908
cheapest medical schools
- University of Puerto Rico
Tuition, fees and health insurance (resident): $18,626
Tuition, fees and health insurance (non-resident): $30,626
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